Did you know that December is the smartest time of year to buy a new car? It’s true, car buyers can see the biggest average discounts off MSRP. So to help with your holiday season new-car shopping, TrueCar has assembled a collection of current manufacturer incentives, cash rebates, and lease deals for the remaining days of 2015.
While these incentives don’t expire until January 4th, 2016, inventory may be affected if you wait too long to shop, so don’t delay! Some deals are regional, and the amount of potential savings can be determined by how well a particular model is selling, so don’t expect giant discounts on high-demand models.
You should be aware that not all buyers may qualify for these incentives, deals are limited to stock on hand, and higher rates may apply for buyers with lower credit ratings.
Acura:
Finance: Low 1.9% APR finance offer for up to 60 months with approved credit on most Acura ILX, TLX, RLX, RDX, and MDX models.
Lease: Special 36-month lease offers for select models with no down payment and no security deposit, and some other lease programs that require no money at signing, and will even cover the first payment on select Acura models.
Cash: A military appreciation special offer of $750 cash back and a college grad discount of $500 are available toward any 2015 or 2016 model year Acura when you finance or lease through Acura Financial Services (AFS).
BMW:
Finance: Well-qualified shoppers who buy using BMW Financial Services can enjoy financing rates as low as 0.9% APR for up to 72 months depending on the model.
Lease: Special 36-month lease terms offered for select models that require $0 security deposits and low down payments.
Cash: Whether you buy or lease, transactions may also qualify for special holiday credits of up to $6,500 (depending on model).
Chrysler:
Finance: Special low finance rates for well-qualified buyers including a 0% APR for up to 75 months and 1.9% APR for up to 84 months.
Cash: Up to $6,000 additional cash discounts on select 2015 and 2016-model-year 200, 300/300C, and Town & Country models when financed through Chrysler Capital. Military discounts of up to $500 may also apply.
Dodge:
Finance: Offering 0% APR financing rates for up to 75 months on select 2015 Dodge models with approved credit.
Cash: Up to $3,000 in customer cash on select 2015 Dodge models. Military members can benefit from an additional $500 cash allowance.
Fiat:
Finance: Special low 0% APR financing for up to 75 months on select 2015 and 2016 models for well-qualified buyers.
Lease: Offering affordable $199 / month lease plans on select 2015- and 2016-model-year 500 and Abarth models for 48 months with $2,699 due at signing and no security deposit.
Cash: Save as much as $2,250 cash allowance on select 2015- and 2016-model-year 500 and Abarth models.
Ford:
Finance: Ford is offering qualified buyers 0% APR for up to 72 months on select 2015 and 2016 models or 0% APR for up to 60 months with $1,000 holiday bonus cash, plus no payments for 90 days.
Cash: Offering up to $1,000 in owner loyalty and competitive bonus programs, as well as military and NAPO law enforcement appreciation discounts.
General Motors:
GM is offering a variety of seasonal incentives on its Buick, Cadillac, Chevrolet, and GMC brands. Here are some of the highlights:
Buick:
Finance: 0% APR for up to 60 months on select models with approved credit.
Lease: $199 per month for 39 months on the 2016 Verano with $1,959 due at signing and no security deposit.
Cash: Up to $1,500 customer cash back on select models.
Cadillac:
Cash: Up to $2,000 cash allowance toward the lease or purchase of select 2015 and 2016 models.
Chevrolet:
Cash: Discounts as high as $2,500 on select 2016 models including incredible potential discounts of as much as $10,000 on the 2015 Silverado.
GMC:
Finance: Qualified buyers can get 3.9% APR for up to 60 months on the brand-new Canyon or 0% APR for up to 60 months on the Sierra 1500.
Cash: Discounts on select models, as high as a whopping $10,298 below MSRP on select 2015 Sierra 1500 models.
Honda:
Finance: Rates as low as 0.9% APR for 24 to 60 months and 1.9% APR for 61 to 72 months.
Lease: Special 39-month leases with no security deposit on select 2015 and 2016 Honda models.
Cash: Military members and recent college graduates can benefit from an additional $500 cash allowance.
Hyundai:
Finance: Special 0% APR for well-qualified buyers for up to 72 months.
Cash: Bonus cash back offers of as much as $3,250 on select models. Plus, Hyundai will match dollar for dollar (up to $500) for a customer who buys or leases select new 2015 or 2016 Hyundai models using their BoostUp.com account funds as a down payment. Hyundai also offers a “Valued Owner” loyalty bonus of up to $1,500 to repeat buyers, as well as Military and College Grad programs that can discount car prices up to another $500.
Infiniti:
Lease: Offers include $289 for 39 months on the Q50 sedan with $3,499 due at signing and no security deposit or $479 for 39 months on the QX70 SUV with $4,499 due at signing and no security deposit.
Jeep:
Finance: Deals include a 1.9% APR plus up to $1,000 cash allowance on the popular 2015 Jeep Compass, or 0% APR for 75 months on select 2016 Jeep Grand Cherokee models.
Lease: Includes low payment rates of $333 per month for 39 months on the 2015 Wrangler with $2,499 due at signing and no security deposit or $239 per month for 39 months on the 2016 Cherokee with $2,999 due at signing and no security deposit required.
Cash: Up to $5,692 off select Jeep models.
Kia Motors:
Finance: Offering special savings to eligible buyers such as no payments for five months, the first two months on Kia, and 0% APR for up to 66 months on select 2015 and 2016 Kia models.
Cash: Kia also offers owner loyalty and competitive bonus programs, as well as military, Uber driver, and college student and graduate discounts.
Lexus:
Finance: Lexus is offering APRs as low as 0.9% for up to 36 months.
Lease: 36-month lease deals with complimentary first month’s payment and no security deposit on select Lexus models depending on your region.
Lincoln:
Finance: Offering a low APR from 0% for up to 60 months, and 1.9% for 72 months on a variety of Lincoln vehicles depending on your region.
Lease: Offers include $349 monthly 36-month lease on the 2016 Lincoln MKZ with no down payment, no cash due at signing (security deposit waived), and $0 first month’s payment.
Cash: Lincoln also offers up to $2,250 in owner loyalty and competitive conquest bonus programs, as well as military and NAPO law enforcement appreciation discounts of up to $750.
Mercedes-Benz:
Finance: Mercedes-Benz is offering APRs as low as 2.99% for 24 to 60 months.
Lease: $399 for 36 months with $4,553 due at signing and no security deposit on the popular 2015 C300 sport sedan or $449 for 36 months with $4,643 due at signing and no security deposit on the 2016 GLC300 midsize SUV.
Cash: Up to $3,000 Winter Event Bonus cash is being offered on a variety of Mercedes-Benz models.
Mini:
Finance: Offering a new 2015 or 2016 Mini Cooper with 0.9% APR financing for up to 72 months on most models.
Lease: $199 per month on a 36-month lease with $3,011 due at signing and no security deposit on three Mini Cooper models.
Cash: Mini is offering up to $1,700 off the purchase, plus USAA, college grad, and loyalty discounts of up to another $1,000.
Nissan:
Finance: 0.9% APR for up to 36 months on the all-new 2016 Maxima.
Lease: $129 for 36-month lease plus $500 bonus cash with $2,729 due at signing and no security deposit on the 2015 Nissan Sentra.
Cash: Up to NMAC $1,000 bonus cash on select models, depending on your geographic region.
Toyota:
Finance: APRs as low as 0% for up to 60 months on select 2016 Camry, Corolla, Sienna, Prius, and RAV4 models.
Lease: $199 for a 36-month lease on a 2015 RAV4 with $1,999 due at signing and no security deposit.
Cash: Up to $1,000 TFS bonus cash and College grad discounts of up $750 may also apply.
Volkswagen:
Finance: Is offering low 0% APR for up to 72 months.
Lease: Special lease offers that include no down payment, no security deposit, no first month’s payment, and nothing due at signing on select Volkswagen Beetle, CC, Jetta, and Passat models.
Cash: Up to $1,000 loyalty cash, $1,500 conquest cash on a variety of models.
Volvo:
Finance / Lease: Buy or lease a Volvo through their year-end sales event, and the company will make your first three payments for you.
Cash: Volvo also offers up to $2,000 loyalty cash on the purchase of any new 2016 Volvo, and conquest cash is available on the purchase of new 2016 S60, S60 Cross Country, XC60, V60, and V60 Cross Country models.
How Does the TrueCar Auto Buying Program Work?
Visit TrueCar to see what others paid for the car you want, which gives you context on what’s a fair price for that vehicle. Then you can identify the incentives you may be qualified for to maximize your savings. Once you’re ready, you can lock in your Guaranteed Savings* online and take your Savings Certificate to your Certified Dealer to buy your car and get a truly hassle-free car buying experience.
*Guaranteed Savings not available in all states. In these states, a Target Price is shown, which is a market-based example of what you can reasonably expect to pay for your vehicle as configured. Your configured vehicle may not be available or in-stock at the Certified Dealer.
The post New Car Shopper’s Guide to 2015 End-of-Year Finance, Cash, and Lease Offers appeared first on TrueCar Blog.
